Your Questions. Our Answers.
Straightforward, jargon-free guides that help UK business owners understand their numbers, avoid costly surprises, and make confident financial decisions.
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Employer NIC Changes 2025/26: Costs, Thresholds & Allowances for UK SMEs
Employer NIC Changes 2025/26: Costs, Thresholds & Allowances for UK SMEs Learn how the 2025/26 employer NIC increase affects SMEs. See worked payroll cost examples, winners vs losers, allowance rules, and planning advice.
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Hidden Payroll Fees UK SMEs Must Watch For in 2025/26
Hidden Payroll Fees UK SMEs Face in 2025/26 Discover hidden payroll fees UK SMEs often miss, from setup to pensions and year-end filings. Learn how to avoid extra costs with transparent pricing.
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Payroll Costs UK 2025/26, What SMEs Actually Pay (and Why)
Payroll Costs UK 2025/26: What SMEs Actually Pay (and Why) ee real payroll cost drivers, price models, and worked examples for 10–50 staff. Avoid hidden fees with our transparent checklist.
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Payroll Outsourcing Costs UK (2025/26): The Complete Guide for SMEs
Payroll Outsourcing Costs UK (2025/26) Complete SME Guide See what UK SMEs actually pay for outsourced payroll in 2025/26. Value-anchored pricing, what’s included, weekly vs monthly examples, hidden add-ons, deadlines, and a like-for-like quote checklist.
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DIY vs Outsourced Payroll (UK 2025/26)
DIY vs Outsourced Payroll (UK 2025/26): Costs, Risks, and When to Switch Should you keep payroll in-house, use software, or outsource? Compare options side-by-side, see worked scenarios (5/10/25 staff; monthly vs weekly), and get GOV.UK-cited deadlines (RTI FPS/EPS, PAYE, P60, P11D, AE). Book a 20-minute planning call.
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Seasonal Businesses & Cashflow Forecasting (UK 2025/26)
Seasonal Businesses & Cashflow Forecasting (UK 2025/26) | 52-Week Rolling Forecast Template Seasonal business? Build a 52-week cash flow forecast, pick the right VAT/PAYE options and smooth Jan–Mar troughs. Free template + worked example. GOV.UK-cited.
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The Golden Rule of VAT: Why Spending It Destroys Cashflow (UK 2025/26)
VAT Is Not Your Money: The Golden Rule That Saves Cashflow (UK 2025/26)
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Dividend vs Bonus (Directors, 2025/26): Which pays more net?
Dividend vs Bonus (Directors, 2025/26): Which Pays More Net? | UK NIC & CT Modelling Clear 2025/26 comparison of dividends vs bonuses for UK directors—employer NI 15%, employee NI 8%/2%, dividend allowance £500, dividend tax rates, CT at 19%–25% (with marginal relief). Worked examples + rules of thumb.
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How to Pay Yourself as a Limited Company Director (UK 2025/26)
How to Pay Yourself as a Limited Company Director (UK 2025/26): Salary, Dividends & Total Tax Explained