Your Questions. Our Answers.
Straightforward, jargon-free guides that help UK business owners understand their numbers, avoid costly surprises, and make confident financial decisions.
-
Illegal Dividends (UK): How to Avoid & Fix
Illegal Dividends (UK): How to Avoid & Fix Reserves, Back-Dating, Director’s Loans UK guide to unlawful dividends: what triggers them, how to fix (reclassify to director’s loan, s455 at 33.75%), and how to avoid with proper minutes and vouchers. GOV.UK & Companies Act backed.
-
Dividend Paperwork: Minutes & Vouchers (UK)
Dividend Paperwork (UK): Board Minutes & Dividend Vouchers [Templates]. How to document UK dividends correctly: board minutes, dividend vouchers, reserves checks, record-keeping (6–10 years), and pitfalls to avoid with copy-paste templates.
-
Reporting Dividends: Self Assessment (UK) what to file, when to register, and where to put the numbers
Reporting Dividends (UK): Self Assessment, £10k Rule & Deadlines. When and how to report UK dividends in Self Assessment: the £10,000 rule, register by 5 Oct, where to enter dividends (SA100), 30 Dec coding-out, 31 Jan/31 Jul payments.
-
Payments on Account for Dividends (UK): how they work, when you’re hit, and how to plan cashflow
Payments on Account for Dividends (UK): Dates, Rules & How to Reduce. HMRC payments on account explained for dividend taxpayers: who pays, 31 Jan/31 Jul deadlines, £1,000/80% tests, first-year bill shock, SA303 reductions, interest/penalties.
-
Dividend Tax 2025/26 (UK): rates, allowance, bands, examples & planning
Dividend Tax 2025/26 (UK): Rates, £500 Allowance & Examples UK dividend tax 2025/26 explained: £500 allowance, 8.75%/33.75%/39.35% rates, band thresholds, examples, reporting rules and director-level planning.
-
Rolling Cashflow Forecasts: How to Stay Ahead of Surprises
Rolling Cashflow Forecasts (52-Week Guide for UK SMEs) Learn how to build a 52-week rolling cashflow forecast for your UK business. Spot cash gaps early, plan tax & payroll, and avoid nasty surprises.
-
DIY Bookkeeping Checklist (UK 2025/26): Minimum You Must Do to Stay Compliant
💬 Introduction One of the most common questions UK business owners ask is:“What bookkeeping tasks do I actually need to do and how often?” It’s a fair question. Between chasing invoices, logging expenses, and staying on top of VAT returns, it’s easy to feel unsure whether you’re doing enough. From April 2026, Making Tax Digital…
-
Why Management Accounts Matter for Growing UK SMEs (2025/26)
Introduction | If You’re Growing, Annual Accounts Aren’t Enough One of the biggest mistakes growing businesses make is relying on year-end accounts for insight. By the time you see those numbers, it’s too late to change anything. That’s where management accounts come in, monthly or quarterly reports designed for you, not HMRC. They show how…
-
How Much Does an Accountant Cost in the UK (2025)?
Discover average accountant fees in the UK for limited companies, sole traders, partnerships, and property investors. Understand what drives costs — and how to save without cutting corners.