Your Questions. Our Answers.
Straightforward, jargon-free guides that help UK business owners understand their numbers, avoid costly surprises, and make confident financial decisions.
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When Should a Sole Trader Become a Limited Company? (UK 2025/26)
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When Should a Sole Trader Go Limited? (UK 2025/26): Tax, Risk & Practical Triggers Thinking of going limited? Discover the key tax, liability and mortgage considerations before switching from sole trader to limited company in 2025/26 explained in plain English, with GOV.UK & bank sources.
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Why DIY Cash-Flow Forecasts Often Fail (and How to Fix Them)
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DIY Cash-Flow Forecasts (UK): Why They Fail and How to Fix Them UK guide to reliable cash-flow forecasting: fix the 7 DIY failure modes, bake in VAT/PAYE dates, and run a 52-week rolling forecast with weekly updates.
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How to Pay Yourself as a Limited Company Director (UK 2025/26)
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How to Pay Yourself as a Limited Company Director (UK 2025/26): Salary, Dividends & Total Tax Explained
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How Much Does an Accountant Cost in the UK (2025)?
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Discover average accountant fees in the UK for limited companies, sole traders, partnerships, and property investors. Understand what drives costs — and how to save without cutting corners.
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Rolling Cashflow Forecasts: How to Stay Ahead of Surprises
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Rolling Cashflow Forecasts (52-Week Guide for UK SMEs) Learn how to build a 52-week rolling cashflow forecast for your UK business. Spot cash gaps early, plan tax & payroll, and avoid nasty surprises.
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DIY Bookkeeping Checklist (UK 2025/26): Minimum You Must Do to Stay Compliant
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💬 Introduction One of the most common questions UK business owners ask is:“What bookkeeping tasks do I actually need to do and how often?” It’s a fair question. Between chasing invoices, logging expenses, and staying on top of VAT returns, it’s easy to feel unsure whether you’re doing enough. From April 2026, Making Tax Digital…
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Why Management Accounts Matter for Growing UK SMEs (2025/26)
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Introduction | If You’re Growing, Annual Accounts Aren’t Enough One of the biggest mistakes growing businesses make is relying on year-end accounts for insight. By the time you see those numbers, it’s too late to change anything. That’s where management accounts come in, monthly or quarterly reports designed for you, not HMRC. They show how…