Your Questions. Our Answers.
Straightforward, jargon-free guides that help UK business owners understand their numbers, avoid costly surprises, and make confident financial decisions.
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Should You Do Your Own Bookkeeping or Outsource It? (UK 2025/26)
DIY vs Outsourced Bookkeeping (UK 2025/26): Costs, Risks & When to Switch. Not sure whether to DIY or outsource your bookkeeping? Compare time cost, software, compliance risks and growth impact. Includes MTD, VAT, and PAYE rules (UK 2025/26) with GOV.UK sources.
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NIC, PAYE & Pension Costs (UK 2025/26): What Employers Must Budget For
NIC, PAYE & Pension Costs (UK 2025/26): Employer Rates, Thresholds & Deadlines. See 2025/26 UK employer costs at a glance: Employer NIC 15%, ST £5,000, PAYE due by the 22nd, Class 1A/1B at 15%, auto-enrolment 3% on QE. With GOV.UK sources.
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Outsourced Bookkeeping + Month‑End Review Plan (UK 2025/26)
Outsourced Bookkeeping + Month‑End Review Plan (UK 2025/26): What’s Included, Costs & Compliance A They Ask, You Answer guide for UK SMEs (5–30+ staff). See exactly what outsourced bookkeeping includes, how month‑end review works, what it costs, and the key GOV.UK deadlines you must hit.
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Employment Allowance Explained (UK 2025/26): Eligibility, How to Claim, and Savings Tactics
Employment Allowance Explained (UK 2025/26): Eligibility, EPS Claim & £10,500 Savings. Cut employer NI by up to £10,500 in 2025/26. See who qualifies, how to claim EA via EPS/Basic PAYE Tools, and how to maximise cashflow under the 15% rate.
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Payroll Services UK (2025/26): What’s Included, Typical Costs & Key Compliance Dates
Payroll Services UK (2025/26): What’s Included, Costs & Key Dates. Outsourcing payroll in the UK for 2025/26? See what’s included, typical costs per payslip, PAYE/RTI deadlines, auto-enrolment duties, and how to stay compliant.
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Quarterly Tax-Planning Check-Ins: Employment Allowance & Benefits-in-Kind (UK 2025/26)
Quarterly Tax Planning UK 2025/26: EA & Payrolling Benefits Cut employer NIC with quarterly check-ins. Claim the £10,500 Employment Allowance, manage P11D/Class 1A (15%) dates, and prepare for mandatory payrolling in 2027.
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Cashflow Forecasting Services (UK 2025/26): Rolling 52-Week Forecasts That Stop Surprises
Cashflow Forecasting Services (UK 2025/26): Rolling 52-Week Forecasts That Stop Surprises. Lender-ready 52-week cashflow forecasting for UK SMEs (5–30 staff). Weekly cadence, HMRC dates baked in, scenario planning and dashboards, so you act early, not after the fact. (Includes 13-week lender extract.)
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MTD for ITSA Explained (UK 2025/26): Do You Need to Join in 2026 and What Changes?
MTD for ITSA Explained (UK 2025/26): Who Must Join in 2026, Exemptions, Software & Deadlines. Clear, up-to-date guide to Making Tax Digital for Income Tax (MTD ITSA): who must join in 2026, exemptions & deferrals, quarterly deadlines, software you’ll need, and practical steps for sole traders and landlords.
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Should You Hold Property in an SPV or Your Own Name? (UK, 2025/26)
SPV vs Own Name for Buy-to-Let (UK 2025/26): The Clear, Number-First Answer. Section 24 vs SPV explained with a worked example, SDLT, CGT and dividend tax. See the numbers for your rent, costs, rate and tax band.