Category: Sole Trader
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Best payroll setup for UK SMEs (roles, controls, calendar), 2025/26
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Best Payroll Setup for UK SMEs (2025/26): Roles, Controls & Calendar The practical UK SME payroll playbook: who does what, maker–checker controls that prevent errors, and a 2025/26 payroll calendar (RTI, PAYE, AE, P60/P11D). Includes a 52-week cashflow tie-in and when to switch from DIY to outsourced.
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Weekly vs Monthly Payroll (UK 2025/26): cashflow & admin trade-offs
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Weekly vs Monthly Payroll (UK 2025/26): Cashflow & Admin Trade-offs Should you pay staff weekly or monthly? See real cash timelines (PAYE by the 22nd, pensions by 19/22), admin workload (FPS/EPS), worked examples, and how to model both in a 52-week forecast.
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Cashflow Forecasting for Payroll (UK 2025/26): keep salaries paid, on time, every time
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Cashflow Forecasting for Payroll (UK 2025/26), 52-Week, HMRC & Pension-Aware Turn payroll dates into reliable cash. Map payday → HMRC (PAYE/NIC) → pension scheme in a rolling 52-week forecast, avoid 22nd-day surprises, and plan buffers.
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Employer NIC Cost Impact (UK 2025/26): Worked Examples, Team Scenarios & One-Page Planner
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Employer NIC Cost Impact (UK 2025/26): Worked Examples & Planner See how 2025/26 employer NIC rules affect your SME. Worked examples, team scenarios, Employment Allowance and a copy-paste NIC planner.
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Payments on Account for Dividends (UK): how they work, when you’re hit, and how to plan cashflow
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Payments on Account for Dividends (UK): Dates, Rules & How to Reduce. HMRC payments on account explained for dividend taxpayers: who pays, 31 Jan/31 Jul deadlines, £1,000/80% tests, first-year bill shock, SA303 reductions, interest/penalties.
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Rolling Cashflow Forecasts: How to Stay Ahead of Surprises
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Rolling Cashflow Forecasts (52-Week Guide for UK SMEs) Learn how to build a 52-week rolling cashflow forecast for your UK business. Spot cash gaps early, plan tax & payroll, and avoid nasty surprises.
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DIY Bookkeeping Checklist (UK 2025/26): Minimum You Must Do to Stay Compliant
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💬 Introduction One of the most common questions UK business owners ask is:“What bookkeeping tasks do I actually need to do and how often?” It’s a fair question. Between chasing invoices, logging expenses, and staying on top of VAT returns, it’s easy to feel unsure whether you’re doing enough. From April 2026, Making Tax Digital…
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Why Management Accounts Matter for Growing UK SMEs (2025/26)
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Introduction | If You’re Growing, Annual Accounts Aren’t Enough One of the biggest mistakes growing businesses make is relying on year-end accounts for insight. By the time you see those numbers, it’s too late to change anything. That’s where management accounts come in, monthly or quarterly reports designed for you, not HMRC. They show how…
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How Much Does an Accountant Cost in the UK (2025)?
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Discover average accountant fees in the UK for limited companies, sole traders, partnerships, and property investors. Understand what drives costs — and how to save without cutting corners.
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Should You Do Your Own Bookkeeping or Outsource It? (UK 2025/26)
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DIY vs Outsourced Bookkeeping (UK 2025/26): Costs, Risks & When to Switch. Not sure whether to DIY or outsource your bookkeeping? Compare time cost, software, compliance risks and growth impact. Includes MTD, VAT, and PAYE rules (UK 2025/26) with GOV.UK sources.