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TAX ADVICE & STRATEGY · LANCASTER · UK-WIDE
An accountant who plans your tax - not just files it
Most accountants file your tax return after the year ends. We plan your tax position throughout the year - for your trading company and your property portfolio - so you keep more of what you earn and face no year-end surprises.
Year-round
Planning, not just year-end
Business & property
Tax advice for both
Fixed fee
Agreed on the call
CIMA qualified
Chartered Management Accountant
THE PROBLEM
Most accountants file. We plan.
Filing a tax return after the year ends is too late to change the outcome. Real tax savings come from planning ahead - structuring your business correctly, timing decisions wisely and staying ahead of HMRC changes before they affect you.
The difference between a good tax strategy and a poor one isn't talent - it's timing. By the time most people get their bill, the opportunity to reduce it has already passed.
Sound familiar?
I always seem to owe more tax than I expected
My accountant just files - they don't advise
I'm not sure if my business structure is tax-efficient
I own property and a business - and no one joins the dots
I don't know if I'm extracting profit in the most tax-efficient way
WHAT WE COVER
Tax advice for your business and your property
Whether you run a trading company, own a property portfolio, or both — we plan your tax position across every part of your financial picture.
Corporation & income tax planning
· Corporation tax planning & timing
· Director salary & dividend strategy
· Profit extraction & remuneration planning
· Business structure review
· R&D tax credits where applicable
· IR35 & contractor status advice
Property & capital gains tax planning
· Rental income tax planning
· Capital gains tax advice & timing
· Stamp duty land tax guidance
· SPV & holding company structuring
· Landlord allowable expenses
· Section 24 mortgage interest planning
Personal tax & self-assessment
· Self-assessment tax returns
· Personal income tax planning
· Pension contributions & tax relief
· Gift aid & charitable giving
· High income child benefit charge
· Non-dom & residency considerations
Business structure & exit planning
· Incorporation advice
· Holding company structures
· Business sale & exit tax planning
· Entrepreneurs' relief & BADR
· Succession & inheritance planning
· EIS & SEIS investment structuring
Inheritance tax planning
· IHT liability assessment
· Nil-rate band & residence nil-rate band
· Gifting strategies & seven-year rule
· Business property relief (BPR)
· Agricultural property relief (APR)
· Pension & life assurance structuring
Trusts & estate planning
· Trust structure advice
· Discretionary & bare trusts
· Trust tax returns & compliance
· Asset protection planning
· Family investment companies (FICs)
· Intergenerational wealth transfer
REAL RESULT
What the right advice is actually worth
£200,000
TAX SAVING — ON A SINGLE CASE
CASE STUDY · PROPERTY DEVELOPER · LANCASHIRE
A £230,000 tax bill - reduced to £30,000
A property developer came to us at the end of a 10-year project involving 10 properties. A previous accountant had calculated a tax liability of £230,000. The client wasn't satisfied - some of the treatment didn't align with the advice he'd received at the outset of the project. After a thorough review, we identified that the income had been misclassified as revenue rather than capital, which had incorrectly removed several allowances and disallowed costs that were entirely legitimate. The correct tax liability was £30,000.
"The difference wasn't aggressive avoidance. It was knowing the correct treatment - and having an accountant who took the time to understand the full history of the project."
Property developer · Lancashire · 10-property development project
SERVICE LEVELS
Tax support shaped around your situation
Three levels of tax advice and planning - each tailored to your business and property position on the call.
Compliance & basic planning
For individuals and business owners who need accurate, timely tax compliance with proactive basic planning included.
✓ Self-assessment tax return
✓ Corporation tax filing
✓ Basic profit extraction advice
✓ Year-round support
✓ HMRC correspondence handling
Active tax planning
For business owners and property investors who want proactive tax advice throughout the year - not just at year-end.
✓ Everything in Comfort
✓ Quarterly tax planning reviews
✓ Salary & dividend strategy
✓ Property tax advice
✓ Business structure review
✓ Capital gains planning
Strategic tax partner
For those with complex tax positions across business and property who need a dedicated strategic tax partner.
✓ Everything in Reliance
✓ SPV & holding company advice
✓ Exit & succession planning
✓ Multi-entity tax structuring
✓ HMRC investigation support
✓ R&D and investment relief advice
COMMON QUESTIONS
Tax advice - your questions answered
Everything you need to know before booking a call.
What's the difference between tax planning and tax filing?
Tax filing is the compliance work - preparing and submitting your returns accurately and on time. Tax planning is about structuring your affairs in advance to reduce the amount you owe legally. Most accountants do the former. We do both - and the planning is where the real value is.
Can you advise on both my business and my property portfolio?
Yes - and this is one of the key reasons clients come to Heights. Most accountants specialise in one or the other. We plan across both, which means your salary, dividends, rental income and capital gains decisions are all made with the full picture in mind.
How much tax could I save?
It depends entirely on your situation - your income, structure and decisions. What we can say is that the earlier in the tax year we start planning, the more options you have. On the discovery call we'll identify the most significant opportunities for your specific position.
Is tax planning legal?
Yes - tax planning means arranging your affairs within HMRC's rules to reduce your liability. It's entirely legal and is what every good accountant should be doing. We don't use aggressive avoidance schemes - everything we do is compliant, sustainable and defensible if HMRC ask questions.
How much does tax advice cost?
Your fixed fee is agreed on the free discovery call based on your exact situation. The fee is fully tax deductible - reducing the net cost whether through corporation tax, income tax or capital gains relief, depending on your situation. There is no minimum contract.
Do you handle HMRC investigations and enquiries?
Yes - HMRC investigation support is included in the Growth level. If you receive an enquiry letter or compliance check, we handle the correspondence, prepare the necessary documentation and liaise with HMRC on your behalf.
Can you help with inheritance tax and trust planning?
Yes - inheritance tax planning and trust structuring are part of our offering, particularly for clients with significant property portfolios or business assets. We advise on IHT mitigation strategies, trust structures, family investment companies and intergenerational wealth transfer as part of a holistic tax planning engagement.
Have a question not covered here? Book a free 20-minute call - or email us directly and we'll get back to you within 1–2 working days.
GET STARTED
Ready to get your tax working for you?
Pay less tax. Make more money. Free up more time.
Book a free 20-minute call with Björgvin. We'll review your current tax position, identify the biggest opportunities and agree a fixed fee — on the call, not after it.
Free · No obligation · Cancel any time
CLARITY · CONFIDENCE · CONTROL
Chartered accountants, tax advisors and strategists for UK SMEs and property investors. Based at Halton Mill, Lancaster.