Category: Uncategorised

You’re profitable on paper, yet the bank asks for EBITDA, DSCR and a covenant pack. Which number are they really judging, and how do you present your figures so you don’t undersell your business? If you’ve searched “EBITDA UK small business”, this guide explains what lenders actually look at, in plain English, with a worked…

Monthly vs Quarterly Bookkeeping (UK): Cashflow & Risk UK guide to monthly vs quarterly bookkeeping: cashflow, VAT risk, MTD rules, and worked scenarios. See when monthly wins and how to avoid penalties and surprises.

Hidden Bookkeeping Fees (UK): What Providers Rarely Include

Outsourced Finance Team (Virtual Finance Office, UK): What You Get & When It Beats Hiring Plain-English guide to the UK outsourced finance team / Virtual Finance Office: what’s included, how it compares to hiring, what you get each month, and the questions to ask. Links to who-does-what roles and UK bookkeeping cost guidance.

Bookkeeper vs Accountant vs Finance Manager (UK): Who Does What, When Plain-English guide to who does what in your finance team. See when to add a finance manager or virtual FD, how a Virtual Finance Office compares to hiring, and how to keep reports within seven working days.

Bookkeeping Outsourcing Costs UK (2025/26) Real Prices, What’s Included & Red Flags See realistic UK bookkeeping prices for SMEs in 2025/26. Compare hourly vs fixed vs per-transaction, app/licence costs, a 30-staff worked example (monthly & yearly), red flags, and a scope/risk table. Includes VAT/MTD notes + downloadable checklist.

When Your Accountant Gets Bought: Protect Continuity, Fees and Data (UK 2025/26) Firm acquired? Here’s what changes, and a 30-day UK plan to protect deadlines, fees and data. Includes clearance email, HMRC/Companies House steps, and GOV.UK/ICAEW guidance.

Best Accountants for Growing Service Businesses (UK 2025/26): 10 Traits They Share

How to Choose an Accountant (UK 2025/26): Reviews, Red Flags & Questions that Save You Money Switching accountant? Use our review framework to spot red flags, ask money-saving questions, and compare providers. Includes GOV.UK-backed checks, onboarding essentials, and a cost-by-situation guide.