Category: Sole Trader
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Outsourced Bookkeeping + Month‑End Review Plan (UK 2025/26)
Outsourced Bookkeeping + Month‑End Review Plan (UK 2025/26): What’s Included, Costs & Compliance A They Ask, You Answer guide for UK SMEs (5–30+ staff). See exactly what outsourced bookkeeping includes, how month‑end review works, what it costs, and the key GOV.UK deadlines you must hit.
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Quarterly Tax-Planning Check-Ins: Employment Allowance & Benefits-in-Kind (UK 2025/26)
Quarterly Tax Planning UK 2025/26: EA & Payrolling Benefits Cut employer NIC with quarterly check-ins. Claim the £10,500 Employment Allowance, manage P11D/Class 1A (15%) dates, and prepare for mandatory payrolling in 2027.
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Cashflow Forecasting Services (UK 2025/26): Rolling 52-Week Forecasts That Stop Surprises
Cashflow Forecasting Services (UK 2025/26): Rolling 52-Week Forecasts That Stop Surprises. Lender-ready 52-week cashflow forecasting for UK SMEs (5–30 staff). Weekly cadence, HMRC dates baked in, scenario planning and dashboards, so you act early, not after the fact. (Includes 13-week lender extract.)
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MTD for ITSA Explained (UK 2025/26): Do You Need to Join in 2026 and What Changes?
MTD for ITSA Explained (UK 2025/26): Who Must Join in 2026, Exemptions, Software & Deadlines. Clear, up-to-date guide to Making Tax Digital for Income Tax (MTD ITSA): who must join in 2026, exemptions & deferrals, quarterly deadlines, software you’ll need, and practical steps for sole traders and landlords.
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Should You Hold Property in an SPV or Your Own Name? (UK, 2025/26)
SPV vs Own Name for Buy-to-Let (UK 2025/26): The Clear, Number-First Answer. Section 24 vs SPV explained with a worked example, SDLT, CGT and dividend tax. See the numbers for your rent, costs, rate and tax band.
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Outsourced Cashflow Forecasting UK: Pros, Cons & Costs
Outsourced Cashflow Forecasting UK: Pros, Cons & Costs (2025/26) Compare DIY vs outsourced cashflow forecasting in the UK. Learn what it includes, realistic costs, and when it pays off plus download our free 52-Week Rolling Forecast Template.
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When Should a Sole Trader Become a Limited Company? (UK 2025/26)
When Should a Sole Trader Go Limited? (UK 2025/26): Tax, Risk & Practical Triggers Thinking of going limited? Discover the key tax, liability and mortgage considerations before switching from sole trader to limited company in 2025/26 explained in plain English, with GOV.UK & bank sources.
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Why DIY Cash-Flow Forecasts Often Fail (and How to Fix Them)
DIY Cash-Flow Forecasts (UK): Why They Fail and How to Fix Them UK guide to reliable cash-flow forecasting: fix the 7 DIY failure modes, bake in VAT/PAYE dates, and run a 52-week rolling forecast with weekly updates.