Category: Cashflow
-
DSO explained: turn ‘days’ into £ cash you can collect (UK service SMEs)
—
by
DSO (Days Sales Outstanding): Formula & 7 Fixes (UK) What DSO means, how to calculate it (simple vs countback), and seven ways to cut days, with a worked example and calculator for UK service SMEs.
-
Best payroll setup for UK SMEs (roles, controls, calendar), 2025/26
—
by
Best Payroll Setup for UK SMEs (2025/26): Roles, Controls & Calendar The practical UK SME payroll playbook: who does what, maker–checker controls that prevent errors, and a 2025/26 payroll calendar (RTI, PAYE, AE, P60/P11D). Includes a 52-week cashflow tie-in and when to switch from DIY to outsourced.
-
Weekly vs Monthly Payroll (UK 2025/26): cashflow & admin trade-offs
—
by
Weekly vs Monthly Payroll (UK 2025/26): Cashflow & Admin Trade-offs Should you pay staff weekly or monthly? See real cash timelines (PAYE by the 22nd, pensions by 19/22), admin workload (FPS/EPS), worked examples, and how to model both in a 52-week forecast.
-
Cashflow Forecasting for Payroll (UK 2025/26): keep salaries paid, on time, every time
—
by
Cashflow Forecasting for Payroll (UK 2025/26), 52-Week, HMRC & Pension-Aware Turn payroll dates into reliable cash. Map payday → HMRC (PAYE/NIC) → pension scheme in a rolling 52-week forecast, avoid 22nd-day surprises, and plan buffers.
-
Employer NIC Changes 2025/26: Costs, Thresholds & Allowances for UK SMEs
—
by
Employer NIC Changes 2025/26: Costs, Thresholds & Allowances for UK SMEs Learn how the 2025/26 employer NIC increase affects SMEs. See worked payroll cost examples, winners vs losers, allowance rules, and planning advice.
-
Seasonal Businesses & Cashflow Forecasting (UK 2025/26)
—
by
Seasonal Businesses & Cashflow Forecasting (UK 2025/26) | 52-Week Rolling Forecast Template Seasonal business? Build a 52-week cash flow forecast, pick the right VAT/PAYE options and smooth Jan–Mar troughs. Free template + worked example. GOV.UK-cited.
-
The Golden Rule of VAT: Why Spending It Destroys Cashflow (UK 2025/26)
—
by
VAT Is Not Your Money: The Golden Rule That Saves Cashflow (UK 2025/26)
-
Rolling Cashflow Forecasts: How to Stay Ahead of Surprises
—
by
Rolling Cashflow Forecasts (52-Week Guide for UK SMEs) Learn how to build a 52-week rolling cashflow forecast for your UK business. Spot cash gaps early, plan tax & payroll, and avoid nasty surprises.
-
NIC, PAYE & Pension Costs (UK 2025/26): What Employers Must Budget For
—
by
NIC, PAYE & Pension Costs (UK 2025/26): Employer Rates, Thresholds & Deadlines. See 2025/26 UK employer costs at a glance: Employer NIC 15%, ST £5,000, PAYE due by the 22nd, Class 1A/1B at 15%, auto-enrolment 3% on QE. With GOV.UK sources.
-
Cashflow Forecasting Services (UK 2025/26): Rolling 52-Week Forecasts That Stop Surprises
—
by
Cashflow Forecasting Services (UK 2025/26): Rolling 52-Week Forecasts That Stop Surprises. Lender-ready 52-week cashflow forecasting for UK SMEs (5–30 staff). Weekly cadence, HMRC dates baked in, scenario planning and dashboards, so you act early, not after the fact. (Includes 13-week lender extract.)